The Chexar SmartScore^SM check verification services solution enables you to safely offer check cashing services for checks of all types: handwritten payroll, insurance drafts, handwritten two party, money orders, cashiers, government / official and printed payroll. Chexar handles any US denominated check you want to cash for your customers.

Other check cashing software and check cashing network solutions only allow you to cash government and printed payroll checks. You are missing 50% of potential revenue with these other check verification processing systems.

The Chexar SmartScore^SM check cashing network allows you to send your customer’s ID and check swiped information over the Internet to our centralized check scoring database. If any of the information seems questionable, our Risk Management Specialists intervene. The Chexar SmartScoreSM check cashing network then sends a decision back to your retail location.

The Chexar SmartScore^SM system includes built-in tools for regulatory compliance, including those of the USA Patriot Act, CIP and OAF Integration. An audit trail is created that includes archived images of all transactions.

The Chexar SmartScore^SM secure check cashing system protects you. The Chexar SmartScoreSM secure check cashing system consists of a shared database that is built in each market for all Chexar clients. This database “learns” as it grows with each transaction.

When a check is presented to the Chexar check verification system, algorithms identify transactions that are suspicious or require underwriting. These identified transaction s are routed to Risk Management Specialists who approve or decline the transaction.