Chexar


	Drew W. Edwards
	Drew has served as our chairman of the board and chief executive officer since founding the company in 2001. From 1995 until 1999, Mr. Edwards founded and served as chief executive officer and chairman of the board of directors of Towne Services, Inc., a publicly traded provider of products and services for processing sales and payment information and related financing transactions for small businesses and community banks in the United States. Prior to Towne Services, he served in various marketing and management positions with The Bankers Bank, most recently as its senior vice president and director of sales and marketing. Mr. Edwards has also served in various management roles with the Federal Reserve Bank of Atlanta and has served on several corporate boards of directors. Mr. Edwards holds a Bachelor of Business Administration degree from LaGrange College.

	Richard Chambers
	Richard has served as our vice-chairman since 2003, and has over 34 years of experience in the financial services industry. Mr. Chambers has been the president of Music City Money, Inc., a real estate holding company, since 1993, and the owner of Chambers Principal, a consulting firm, since 1992. From 1982 until 1989, Mr. Chambers served as president of Nashville City Bank and later founded The Bank of Nashville in Nashville, Tennessee. Mr. Chambers also developed and later successfully sold a chain of five Check Express Check Cashing Stores. Recently, Mr. Chambers was regional president of BancPartners Leasing, Inc. and managed his bank stock investments and provided consulting services to varied clients under the Chambers Principal banner. He is a graduate of Brown University and the Stonier Graduate School of Banking.

	Teodoro Maus
	The Honorable Teodoro Maus (Honorary Director) has served as one of our directors since 2001. At present he is President of the Georgia Latino Alliance for Human Rights (GLAHR), a non profit community organization. He also heads the daily radio program “GLAHR INFORMS,” a communication and information vehicle to the Latino and general communities. Mr. Maus began his extensive career of service to the Mexican government with his appointment as cultural attaché at the Consulate General of Mexico in New York in 1978. In 1986, Mr. Maus was appointed as delegate to the Permanent Mission of Mexico to the United Nations, in New York. He was elevated to the position of Consul in 1989, followed by his appointment as Consul General of Mexico in 1990 in Atlanta, Georgia, where he served for two periods. In between those periods, Mr. Maus was appointed Director General (Assistant Undersecretary) to the ‘Program for Mexican Communities Abroad,’’ of the Ministry of Foreign Affairs, Mexico. He retired from the Foreign Service and remained in Atlanta, where he served as President of the Mexican American Business Chamber and Head Advisor of the Coordinating Committee of Community Leaders from 2001 to 2002. Most recently, he retired as the Minister Representative of the Ministry of Environment and Natural Resources of Mexico (SEMARNAT) where he served from 2002 to 2005 in Washington D.C. at the Embassy of Mexico.

	Dan Speight
	Dan is currently a managing principal of Bankers Capital Group, LLC. Bankers Capital is in the business of purchasing bank assets, making investments in banks, and providing bank management consulting. From 1984 until its merger with Flag Financial in 1998, he was president and chief executive officer of Citizens Bank in Vienna, Georgia. From 1998 until 2006, Mr. Speight served in various executive roles with Flag Financial. Mr. Speight is a member of the State Bar of Georgia and has served as past president of the Community Bankers Association of Georgia and as chairman of the board of directors of The Bankers Bank in Atlanta, Georgia.

	John Schneider
	John is currently serving as Vice Chairman and C.E.O. of the Independent Bankers' Bank, its parent company, the Bankers' Bancorp, Inc., and subsidiaries Bankers’ Bank Service Corp. and Bankers’ Banc Investment Services LLC and First Bankers’ Banc Securities Inc. St. Louis, MO. Mr. Schneider has served as C.E.O. of the Bankers’ Bank and its subsidiaries for the last 20 years. He also serves as a director of First National Bank of Sullivan, Community Bank Mortgage Corporation, The Trust Co., San Antonio, Texas, Goldleaf Technologies, Brentwood, Tennessee, and the Bankers' Bank Council. Additionally, he is a member of the I.C.B.A. Federal Political Action committee.

	Virginia A. Hepner
	Virginia is currently President of GHL, LLC a private real estate investment partnership, and a consultant with the firm Venadar, Inc., which advises Fortune 500 companies on external growth strategies. From May 2006-June 2007 she was the interim Executive Director of Brand Atlanta, Inc., having served on the leadership team since March 2005 for this economic development initiative for the City of Atlanta. Virginia retired from Wachovia Bank in February 2005 after a 25-year career with the firm. She joined Wachovia in 1979 and held numerous positions in corporate banking and capital markets over the years, including Atlanta Commercial Banking Director, Manager of the Foreign Exchange and Derivatives Group, and Executive Vice President and Senior Managing Director of U.S. Corporate Finance. Virginia has a BS in finance from The Wharton School of the University of Pennsylvania and attended the JL Kellogg School of Northwestern University for an MBA. She serves on several non-profit boards in Atlanta, and on The Wharton School Undergraduate Advisory Board.

	Archie L. Bransford, Jr.
	Archie is the owner and operator of Bransford & Associates, LLC. The company provides regulatory consulting services that are designed to maintain the health and profitability of banks and other financial services institutions. Primary activities include: improving risk management practices, facilitating the planning and execution of goals and objectives, and assisting in corporate licensing activities involving restructures, expansion, and new franchises. Mr. Bransford worked with the Office of the Comptroller of the Currency (OCC) for thirty years and retired as the Deputy Comptroller for the agency’s Southern District. In this capacity he served as the co-chief executive officer for a district that supervised over 700 banks in the southern United States.